City Of Kingston First-Time Home Buyer Incentive Program



The City of Kingston's Home Ownership Program is designed to assist eligible renters and first-time homebuyers in purchasing an affordable home within Kingston or Frontenac County by providing down payment assistance.​Program Details:
  • Assistance Type: Forgivable loan equivalent to 10% of the home's purchase price.
  • Maximum Purchase Price: The property must be priced at $500,000 or less.
Eligibility Criteria:
  • Residency: Applicants must currently be renting in Kingston or Frontenac County.
  • Income Limits: Combined gross household income must not exceed $95,000 for individuals or $130,000 for two-person households.
  • First-Time Buyer Status: Applicants must be first-time homebuyers.
Application Process:
  1. 1.  Review Program Guidelines: Familiarize yourself with the program's requirements and guidelines.
  2. 2.  Complete Application: Download and fill out the application form available on the City of Kingston's official website.
  3. 3.  Gather Documentation: Collect all required supporting documents as specified in the application guidelines.
  4. 4.  Submit Application: Applications can be submitted starting at 8:30 a.m. on Tuesday, April 1, 2025. Submissions are accepted during regular business hours (8:30 a.m. – 4:30 p.m.) and are processed on a first-come, first-served basis.
For detailed information and to access the application form, please visit the City of Kingston's Affordable Housing Programs page.